{"id":171,"date":"2022-08-10T15:49:39","date_gmt":"2022-08-10T19:49:39","guid":{"rendered":"https:\/\/middlesexcollege.edu\/financial-aid\/?page_id=171"},"modified":"2026-03-17T15:49:29","modified_gmt":"2026-03-17T19:49:29","slug":"money-management-debt-counseling","status":"publish","type":"page","link":"https:\/\/middlesexcollege.edu\/financial-aid\/money-management-debt-counseling\/","title":{"rendered":"Money Management \/ Debt Counseling"},"content":{"rendered":"\n<p>This is an important issue for all college students. The rising cost of tuition, fees, books and supplies has led to a major increase in student loan borrowing as well as credit card use.<\/p>\n\n\n\n<p>If you use credit or debit cards to supplement your costs or living expenses you will have an additional financial burden while repaying your student loans. We encourage you to borrow sensibly and prepare a monthly budget to calculate your expenses and salary before you use that credit or debit card.<\/p>\n\n\n\n<p>If you need further assistance, contact your lender for loan consolidation and debt management information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"http:\/\/mappingyourfuture.org\/\">Mapping Your Future<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.salliemae.com\/student-loans\/\">Sallie Mae<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/Default.aspx\">New Jersey Higher Education Assistance Authority<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/getoutofdebt.org\/\">Get Out of Debt Guy &#8211; Steve Rhode<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.nfcc.org\/\">National Foundation for Credit Counseling<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity color-primary-1 is-style-wide\"\/>\n\n\n\n<p>Options for resolving student loan default include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Payment in full<\/li>\n\n\n\n<li>Repayment arrangements<\/li>\n\n\n\n<li>Loan consolidation<\/li>\n\n\n\n<li>Loan rehabilitation<\/li>\n<\/ol>\n\n\n\n<p>Contact your lender for more information. <\/p>\n\n\n\n<p>Don\u2019t know who your lender is? Find the current holder or guarantor at <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment\/servicers\">studentaid.gov<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This is an important issue for all college students. The rising cost of tuition, fees, books and supplies has led to a major increase in student loan borrowing as well as credit card use. If you use credit or debit cards to supplement your costs or living expenses you will have an additional financial burden [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-171","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money Management \/ Debt Counseling | Middlesex College<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/middlesexcollege.edu\/financial-aid\/money-management-debt-counseling\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Management \/ Debt Counseling | Middlesex College\" \/>\n<meta property=\"og:description\" content=\"This is an important issue for all college students. 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