{"id":1010,"date":"2025-07-29T17:27:51","date_gmt":"2025-07-29T21:27:51","guid":{"rendered":"https:\/\/middlesexcollege.edu\/financial-aid\/?page_id=1010"},"modified":"2026-03-17T16:08:56","modified_gmt":"2026-03-17T20:08:56","slug":"a-parents-guide-to-navigating-financial-aid","status":"publish","type":"page","link":"https:\/\/middlesexcollege.edu\/financial-aid\/a-parents-guide-to-navigating-financial-aid\/","title":{"rendered":"A Parent\u2019s Guide to Navigating Financial Aid"},"content":{"rendered":"\n<div class=\"gtranslate_wrapper\" style=\"position:relative;z-index:1;\"><\/div>\n<script>window.gtranslateSettings = {\"default_language\":\"en\",\"detect_browser_language\":true,\"languages\":[\"en\",\"es\"],\"wrapper_selector\":\".gtranslate_wrapper\",\"switcher_horizontal_position\":\"inline\",\"float_switcher_open_direction\":\"bottom\",\"alt_flags\":{\"en\":\"usa\",\"es\":\"mexico\"}}<\/script>\n<script src=\"https:\/\/cdn.gtranslate.net\/widgets\/latest\/float.js\" defer><\/script>\n\n\n\n<p>We understand that financing college is a significant investment, and we\u2019re here to support you every step of the way. This page provides essential information and resources, including scholarship opportunities, loan options, and financial planning tools, to help you make informed decisions. If you have any questions or need personalized assistance, our financial aid staff are here to support you.<\/p>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Your Role in This Process<\/h2>\n\n\n\n<p>As a parent, you play a crucial role in your student\u2019s financial aid journey. While your student should take the lead in managing their financial aid, your support and advocacy can make a significant difference. Here\u2019s how you can effectively advocate for your student:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide support and guidance to your student<\/li>\n\n\n\n<li>Strengthen self-advocacy skills in your student<\/li>\n\n\n\n<li>Educate yourself about financial aid<\/li>\n<\/ul>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Understanding the Basics<\/h2>\n\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What is Financial Aid?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p><a href=\"\/funding-your-education\/types-of-aid\/\">Financial aid<\/a> refers to any form of funding that helps students pay for college.\u00a0It\u2019s important to understand the different types of aid\u00a0and what makes each one unique.<\/p>\n<p>Financial aid includes:<\/p>\n<ul>\n<li><a href=\"https:\/\/studentaid.gov\/\"><strong>Federal<\/strong><\/a>\n<ul>\n<li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/pell\">Pell Grant<\/a><\/li>\n<li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/fseog\">Federal Supplemental Educational Opportunity Grant<\/a> (FSEOG)<\/li>\n<li><a href=\"\/financial-aid\/wp-content\/uploads\/sites\/20\/2025\/04\/2025-2026-federal-work-study-application.pdf\">Federal Work-Study Program<\/a><\/li>\n<li>Federal Direct Loans\n<ul>\n<li><a href=\"\/financial-aid\/apply-for-student-loans\/#:~:text=Direct%20Subsidized\/Unsubsidized%20Loan\">Subsidized\/Unsubsidized Loans<\/a><\/li>\n<li><a href=\"https:\/\/middlesexcc.financialaidtv.com\/play\/49168-parent-plus-loan-overview\/49164-what-parent-plus-loan\">Parent PLUS Loan<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/Default.aspx\"><strong>State<\/strong><\/a>\n<ul>\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/TAG.aspx\">Tuition Aid Grant<\/a> (TAG)<\/li>\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/NJScholarships.aspx\">New Jersey Student Tuition Assistance Reward (NJ STARS) Scholarship<\/a><\/li>\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/CCOG.aspx\">Community College Opportunity Grant<\/a> (CCOG)<\/li>\n<li><a href=\"https:\/\/www.hesaa.org\/pages\/njalternativeapplication.aspx\">NJ Alternative Financial Aid (NJ Dreamers)<\/a><\/li>\n<li><a href=\"https:\/\/www.hesaa.org\/pages\/njclasshome.aspx\">NJCLASS Loan<\/a><\/li>\n<li><a href=\"https:\/\/middlesexcc.financialaidtv.com\/play\/1788-state-new-jersey-financial-aid-programs\/45156-what-new-jersey-student-tuition-assistance-reward-scholarship-program-nj-stars\">NJ STATE Grants<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"https:\/\/www.nj.gov\/highereducation\/\"><strong>Office of the Secretary of Higher Education (OSHE)<\/strong><\/a><strong> Educational Opportunity Fund (EOF)<\/strong>\n<ul>\n<li><a href=\"\/student-life\/educational-opportunity-fund\/\">Middlesex College\u2019s Educational Opportunity Fund (EOF)<\/a><\/li>\n<\/ul>\n<\/li>\n<li><a href=\"\/funding-your-education\/scholarships\/\"><strong>Middlesex College Foundation Scholarships<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/middlesexcc.financialaidtv.com\/play\/1498-private-loans\/1472-what-private-loan\"><strong>Browse Other Types of Loans<\/strong><\/a><\/li>\n<\/ul>\n<p>Most Middlesex College students receive some form of financial aid, which may include federal and state grants, work-study opportunities, and loans. The requirements for federal and state aid differ.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Student Privacy<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>The Family Educational Rights and Privacy Act (FERPA)\u00a0is a federal law that protects the privacy of students by limiting who can access their education records.\u00a0If you need access to specific information, ensure your student has provided the necessary proxy access.<\/p>\n<p>Read more detailed information on <a href=\"\/privacy\/ferpa\/\">FERPA<\/a> and students\u2019 rights.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Proxy Access (Authorized User Access)<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>Proxy access (sometimes called authorized user access) is an online service that allows secure access to share education records to others as you choose.<\/p>\n<p>Read more information and instructions on <a href=\"\/registrar\/person-proxy\/\">how to add a Person Proxy<\/a>.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Key Steps in the Financial Aid Process<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p><strong>How to Apply for Financial Aid<\/strong><\/p>\n<p>Applying for financial aid starts with submitting the financial aid application known as FAFSA (Free Application for Federal Student Aid). Detailed information on FAFSA can be found on the following sites:<\/p>\n<ul>\n<li>Getting Started: <a href=\"https:\/\/middlesexcc.financialaidtv.com\/play\/fafsa-tutorials\/fafsar-getting-started\">FAFSA Tutorials<\/a><\/li>\n<li><a href=\"\/financial-aid\/application-steps\/\">Steps to Apply<\/a><\/li>\n<li><a href=\"https:\/\/studentaid.gov\/articles\/fafsa-for-parents\/\">Steps for Parents Completing the FAFSA Form<\/a><\/li>\n<li><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA Application<\/a><\/li>\n<li>If you are an NJ Dreamer and are not eligible for financial assistance under the\u202fFAFSA,\u202fyou may still be eligible for state financial aid through the <a href=\"https:\/\/www.hesaa.org\/Pages\/NJAlternativeApplication.aspx\">New&nbsp;Jersey Alternative Financial Aid Application<\/a><\/li>\n<\/ul>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">FAFSA Information for Students from Families of Mixed Immigration Statuses<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>In light of growing concerns about the security of financial aid information, the\u00a0National Association of Student Financial Aid Administrators provides a resource designed to help students from families of mixed immigration statuses understand their eligibility for federal financial aid and how information from the FAFSA is\u00a0utilized.<\/p>\n<p><a href=\"https:\/\/www.nasfaa.org\/uploads\/documents\/FAFSA_Info_Students_Families_Mixed_Immigration_Statuses.pdf\">FAFSA Information for Students from Families of Mixed<br \/>\nImmigration Statuses (PDF)<\/a><\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"section__box\" >\r\n  <div class=\"section__box-inner\">\r\n    <div class=\"section__box-content\">\r\n      <h3 class=\"h4\">Important Dates and Deadlines<\/h3>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.hesaa.org\/Pages\/StateDeadlinesNextAY.aspx\">New Jersey Financial Aid Deadlines<\/a><\/li>\n<li><a href=\"\/financial-aid\/#:~:text=Important%20Dates\">Middlesex College Financial Aid Important Dates<\/a><\/li>\n<li><a href=\"\/registrar\/#:~:text=Important%20Dates\">Registration and Tuition Due Dates<\/a><\/li>\n<\/ul>\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\n\n\n<p class=\"has-small-font-size\">Note: Families sometimes experience changes in income or resources (due to job loss, illness, etc.) during the application period or academic year. If this happens to you, you can submit an appeal by filling out an <a href=\"\/financial-aid\/wp-content\/uploads\/sites\/20\/2024\/07\/2024-2025-income-adjustment-request-form.pdf\">Income Adjustment Request&nbsp;Form<\/a>. All appeals require specific documentation.&nbsp;<\/p>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Understanding Your Student\u2019s Bill<\/h2>\n\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Student Accounts<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>Student Accounts, sometimes referred to as Bursar\u2019s Office, Business Office, or Cashier\u2019s Office, oversees charges and credits on a student\u2019s billing statement related to tuition, fees, payments, applied financial aid, and tuition remission.<\/p>\n<p>See <a href=\"\/funding-your-education\/tuition-and-fees\/\">tuition and fees<\/a> tables.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Payment Options<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>We provide multiple payment options. You can pay your tuition online or opt for one of our flexible payment plans.<\/p>\n<p>See <a href=\"\/funding-your-education\/payment-options\/\">payment options and instructions<\/a>.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">1098-T<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>Educational institutions file IRS Tax Form 1098-T, Tuition Statement, for each student enrolled and for whom a reportable transaction is made.<\/p>\n<p>See <a href=\"\/funding-your-education\/tuition-and-fees\/1098-t-tax-credits\/\">1098-T information<\/a>.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\n<div style=\"height:4rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Parent FAQs<\/h2>\n\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Why should we complete the FAFSA even if we think we won\u2019t qualify for aid?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>It\u2019s important for parents to understand that the FAFSA is not just for need-based aid. Many colleges use it to award other types of aid, including merit-based scholarships and federal student loans.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">Who is a contributor?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>A contributor is anyone who is required to provide information on the FAFSA form, sign the FAFSA form, and provide consent and approval to have their federal tax information transferred directly from the IRS into the form. Read more about what it means to be a <a href=\"https:\/\/studentaid.gov\/apply-for-aid\/fafsa\/filling-out\/parent-info\">contributor<\/a>.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">How do I complete the FAFSA form if I\u2019m a noncitizen?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>It\u2019s important to complete the FAFSA form to be eligible for federal student aid, even if a parent is not a U.S. citizen. <\/p>\n<p><iframe loading=\"lazy\" title=\"How Do I Complete the FAFSA\u00ae Form If My Parent Is a Noncitizen?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/NSy2_rYJVBk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">I\u2019m divorced. Who needs to file the FAFSA, me or my ex?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>If parents are divorced, separated, or never married, and don\u2019t live together, the parent who provided more financial support during the last 12 months is the contributor and must provide their information. Read more <a href=\"https:\/\/studentaid.gov\/apply-for-aid\/fafsa\/filling-out\/parent-info#:~:text=If%20your%20parents%20are%20divorced%2C%20separated%2C%20or%20never%20married,assets%20is%20the%20contributor%20and%20must%20provide%20their%20information.\">guidelines about contributors<\/a> for the FAFSA form.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What does it mean to provide consent and approval on the FAFSA form?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>Providing consent and approval on the FAFSA form is a requirement for federal student aid eligibility. <\/p>\n<p><iframe loading=\"lazy\" title=\"What Does It Mean To Provide Consent and Approval on the FAFSA\u00ae Form?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Wn0V_Yw8VE0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What information is needed for the FAFSA form?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>The FAFSA website provides a <a href=\"https:\/\/studentaid.gov\/help\/info-needed\">list of information<\/a> required to fill out a FAFSA form.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">How do I determine my date of residency?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>The FAFSA website provides information about <a href=\"https:\/\/studentaid.gov\/help\/date-of-legal-residency\">date of legal residency<\/a> required to fill out a FAFSA form.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What if I have multiple children completing a FAFSA form?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>If you have more than one child in college, career school, or trade school, you\u2019ll need to follow five steps when filling out the FAFSA form. The FAFSA website provides information <a href=\"https:\/\/studentaid.gov\/help\/multiple-children-completing-fafsa\">about these steps<\/a>.<\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What happens after the FAFSA form is submitted?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>The FAFSA website provides more information about <a href=\"https:\/\/studentaid.gov\/articles\/things-after-fafsa\/\">steps to take after submitting the FAFSA form<\/a>.<\/p>\n<p><iframe loading=\"lazy\" title=\"What Happens After Submitting Your FAFSA\u00ae Form?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/ijRzVjle0tw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What is verification?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>There is a process for verifying applications and making corrections because students sometimes make errors on their applications. There are two types of verification:<\/p>\n<ul>\n<li><strong>Federal \u2013<\/strong> Will be completed by Middlesex College Financial Aid Office.<\/li>\n<li><strong>State \u2013<\/strong> Higher Education Student Assistance Authority (HESAA) will email the student to notify them to complete their To-Do List.<\/li>\n<\/ul>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\r\n<div class=\"accordion accordion--secondary accordion--secondary-size1 js-accordion\">\r\n  <div class=\"accordion__section\">\r\n    <a href=\"#\" class=\"accordion__head\">\r\n      <h3 class=\"h4 mb-0\">What documents are required for verification?<\/h3>\r\n      <span class=\"accordion__arrow\">\r\n        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 416c-8.188 0-16.38-3.125-22.62-9.375l-192-192c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L224 338.8l169.4-169.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-192 192C240.4 412.9 232.2 416 224 416z\"\/><\/svg>\r\n      <\/span>\r\n    <\/a>\r\n\r\n    <div class=\"accordion__body\">\r\n      <p><p>The required documentation may vary for each student. Every student should check their self-service portal to see what documentation is needed and monitor their emails for communication from Financial Aid. For dependent students, parents are also responsible for submitting requested documentation.<\/p>\n<p><strong>Financial aid verification documents may include:<\/strong><\/p>\n<ul>\n<li>Completed Middlesex College forms<\/li>\n<li>Complete income tax returns<\/li>\n<li>High school completion status (high school diploma or General Educational Development [GED])<\/li>\n<li>Identity\/statement of educational purpose<\/li>\n<li>Income earned from work (for non-tax filers)<\/li>\n<\/ul>\n<\/p>\r\n    <\/div><!-- \/.accordion__body -->\r\n  <\/div><!-- \/.accordion__section -->\r\n<\/div><!-- \/.accordion js-accordion -->\n\n\n<div style=\"height:4rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Resources and Support<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Enrollment Services (One Stop)<\/h3>\n\n\n\n<p>We have dedicated staff available to assist you with any questions or concerns you&nbsp;may&nbsp;have.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit in person: West Hall, First Floor (Edison Campus)\n<ul class=\"wp-block-list\">\n<li>Monday, Wednesday, Thursday, and Friday*: 8:30 a.m.\u20134:30 p.m.<\/li>\n\n\n\n<li>Tuesday: 8:30 a.m.\u20136:30 p.m.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Phone: 732.548.6000 x3520<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\">*Middlesex College is closed on Fridays during the summer from mid-May through mid-August.<\/p>\n\n\n\n<div style=\"height:3rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">FAFSA on Demand<\/h3>\n\n\n\n<p>We offer one-on-one scheduled appointments, either in person or virtual, to help students and parents complete the FAFSA. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button btn btn--size-3\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/funding-your-education\/#:~:text=Get%20Help\">Schedule an Appointment<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Video Answers 24\/7<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>See <a href=\"https:\/\/middlesexcc.financialaidtv.com\/play\/1498-private-loans\/1472-what-private-loan\">videos and tutorials<\/a> for additional help.<\/li>\n\n\n\n<li>Enlace de <a href=\"https:\/\/middlesexcc.financialaidtv.com\/browse\/audience\/spanish-speakers\">videos y tutoriales<\/a> para m\u00e1s ayuda.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading bb-primary-1\">Contact Us<\/h2>\n\n\n\n<p>We encourage you to contact the Financial Aid Office with any questions. We are committed to helping you and your student achieve their educational goals.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Location:<\/strong> West Hall, Second Floor (Edison Campus)\n<ul class=\"wp-block-list\">\n<li>Monday, Wednesday, Thursday, and Friday*: 8:30 a.m.\u20134:30 p.m.<\/li>\n\n\n\n<li>Tuesday: 8:30 a.m.\u20136:30 p.m.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Phone:<\/strong> 732.548.6000 x3520<\/li>\n\n\n\n<li><strong>Email:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Applying to Middlesex College, submitting a transcript: <a href=\"mailto:admissions@middlesexcollege.edu\">admissions@middlesexcollege.edu<\/a><\/li>\n\n\n\n<li>Financial Aid questions: <a href=\"mailto:finaid@middlesexcollege.edu\">finaid@middlesexcollege.edu<\/a><\/li>\n\n\n\n<li>NJ STARS eligibility, program requirements: <a href=\"mailto:njstars@middlesexcollege.edu\">njstars@middlesexcollege.edu<\/a><\/li>\n\n\n\n<li>Account charges, making payments: <a href=\"mailto:cashier_mail@middlesexcollege.edu\">cashier_mail@middlesexcollege.edu<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\">*Middlesex College is closed on Fridays during the summer from mid-May through mid-August.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We understand that financing college is a significant investment, and we\u2019re here to support you every step of the way. This page provides essential information and resources, including scholarship opportunities, loan options, and financial planning tools, to help you make informed decisions. If you have any questions or need personalized assistance, our financial aid staff [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1010","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A Parent\u2019s Guide to Navigating Financial Aid | Middlesex College<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/middlesexcollege.edu\/financial-aid\/a-parents-guide-to-navigating-financial-aid\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Parent\u2019s Guide to Navigating Financial Aid | Middlesex College\" \/>\n<meta property=\"og:description\" content=\"We understand that financing college is a significant investment, and we\u2019re here to support you every step of the way. 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